Melissa Lowery- Ruff

I have lived in Harwell for the majority of my life.   I am married to Scott Ruff of Elberton, GA, I have 2 daughters, age 17 and a son, age 14.  I have 15 years experience in Banking/Finance/Accounting/Customer Service and 5 years in the Mortgage and Real Estate Industry.

I enjoy boating and camping on the lake, Nascar racing, sports of all kind because my children are involved in them all, hunting and fishing, and spending time with my family and friends.